Credit History Verification

Let the credit history do the talking

Employees are a rewarding resource when it comes to driving your business forward.

A verified team of employees ensures a violence-free, safe workspace for everyone. Our employee background screening services offer your staff the assurance that they are collaborating with verified team members.

We review the educational, financial, and criminal records of candidates, along with their addresses – that are confirmed with actual visit. Our reliable background screening solutions ensure that every candidate is genuinely eligible for the job offered and mitigates the risks of hiring. With efficient TAT and complete confidentiality, our robust verification process helps you create trustworthy people power. This upholds your brand image and reputation as a credible and trustworthy organisation from the viewpoint of the employee’s family too.

Transform recruitment decisions with our Credit history verification solutions like:

Contact Point Verification (CPV)

Our CPV for credit product/facility is a two-phase process of physical visits and tele- verification. With physical visits, we verify the address and employment status, which is confirmed by our tele-verification team. Our network of professionals across locations follow a unified process to ensure uniformity in reporting patterns.

Credit Processing & Appraisal

Our end-to-end solutions for backend credit processing is managed by veteran bankers and CAs. The team analyses bank statements, cash flows, tax details, spending behaviour and more of the loan applicants. We cover credit operations for Home, Personal and Auto and other credit products.

Stock Audit

Our team monitors stock audits in real-time to ensure continuous assessment and to maintain transparency. We apply best practices and follow industry standards to help banks manage their stock inventory better.

Skip Tracing

Our Skip Tracing solutions are designed by veteran police officers and associate certified fraud examiners. Along with a network of contacts, the team accesses various databases to trace absconded borrowers’ current and past addresses. Our services are customised to match the needs of banks.

Fraud Risk Mitigation (FRM)

We help you identify fraudulent applicants prior to lending. We verify if the applicants adhere to the rules and guidelines of the Central Bank and other Governing agencies. We help financial institutions bridge the gaps in the verification to strengthen their risk mitigation.

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